Have you read the cardholder agreement that comes with your credit card? If so, do you understand the terms? Knowing what is spelled out in the fine print, learning about interest rates, grace periods and fees is important if you want to save money.

A commercial spoof for a bank that takes your money.

If you carry a balance on one or more credit cards, you’re not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards?

YouTube, in partnership with Bank of America, introduces Your Money: a unique channel with videos from the biggest names in financial news and some of YouTube’s most popular How-To experts. Check out videos from Bloomberg, Reuters, Wall Strip, TheStreet.com, Conde Nast Portfolio, The Wall Street Journal, Money Talks News, Bankrate.com, Better TV, eHow, and Howcast. This is your opportunity to learn more about borrowing, investing, and saving, along with financial news and analysis. Be sure to come back often - videos are updated every week!

Think you’ve got it bad with the fees your credit card charges you? Well try this: 7 up-front, for a 0 credit line… And that’s not the worst of it!

A living will is an instrument that allows an individual to speak for themselves, through the will, if they cannot in real life. Protect possessions with tips and advice on how to write a living will from an experienced financial adviser in this free video.

Learn how to budget personal finances in this free video on managing money.

Rollan Roberts, with guest Nicholas Redhead, share information to help you prepare for your financial future.

Making cash quickly depends on a person’s credit history and how they invest their money. Learn about investing in options to make money and the patience that may be required with tips from a futures exchange trader in this free video on personal finance.

Suze Orman discuss on how you should management your personal finance and invest during the current financial crisis