If you carry a balance on one or more credit cards, you’re not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards?

YouTube, in partnership with Bank of America, introduces Your Money: a unique channel with videos from the biggest names in financial news and some of YouTube’s most popular How-To experts. Check out videos from Bloomberg, Reuters, Wall Strip, TheStreet.com, Conde Nast Portfolio, The Wall Street Journal, Money Talks News, Bankrate.com, Better TV, eHow, and Howcast. This is your opportunity to learn more about borrowing, investing, and saving, along with financial news and analysis. Be sure to come back often - videos are updated every week!

Part 1 of 2 in a 2-part series geared towards helping twentysomethings prepare for the road to retirement.

A living will is an instrument that allows an individual to speak for themselves, through the will, if they cannot in real life. Protect possessions with tips and advice on how to write a living will from an experienced financial adviser in this free video.

Investing for Dummies is a good, all-around investment guide for the rest of us. Author Eric Tyson covers all aspects of investing, from stocks and bonds to real estate and collectibles. Tyson points readers towards investments that actually work and raises warning flags about strategies you should avoid. The book also considers whether starting and running your business can be a good investment option. If you’re looking for a good place to start building a secure financial future, this is it.

Personal Finance for Dummies offers sound and practical advice for those who want to get control over their personal financial lives. Author Eric Tyson points out the most common mistakes that we all make in our approach to money and prescribes ways to save and invest for a secure future. Using worksheets, the book helps you to measure your own financial health by looking at factors such as how much debt you carry, your savings rate, as well as investment and insurance checkups. The book looks at how you should invest your retirement account, approach taxes, and provides a good overview on how to buy real estate.

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Making cash quickly depends on a person’s credit history and how they invest their money. Learn about investing in options to make money and the patience that may be required with tips from a futures exchange trader in this free video on personal finance.

Suze Orman discuss on how you should management your personal finance and invest during the current financial crisis

Becoming wealthy is a state of mind that differs with each individual and cannot be done without an investment strategy to obtain this goal. Become rich, either by living a comfortable lifestyle or through hard work and savings, with ideas from a futures and options floor trader in this free video on personal finance.

Ways to become a millionaire include setting aside money for savings, and building up a financial emergency fund. Strive to be a millionaire by changing an overall attitude about money with tips from a futures and options floor trader in this free video on personal finance.